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For saleMLS® 40856856

103 Main Street S

Waterford, N0E 1Y0

$849,000

Bedrooms
3
Bathrooms
3
Interior
2,856 ft²
Lot
0.32 acres
Type
Detached

About this home

Circa 1890, Beautifully Reimagined — Welcome Home to Waterford. Some homes are simply lived in. This one is loved — and it shows in every thoughtfully updated corner, from the chestnut-trimmed foyer to the pond out back. Step up onto the covered front porch and through the door into a foyer where original chestnut trim and a graceful staircase set the tone for the character that runs throughout. The main living and dining area flows easily beneath engineered hickory floors, warmed by a gas fireplace — the kind of space that works equally well for a quiet night in or a full house at the holidays. The kitchen is where this home really shines: granite counters, generous casual dining space, a built-in desk for the everyday hustle, and no shortage of storage.

A second staircase tucked just off the kitchen leads upstairs — handy, and a nice nod to how these century homes were built to actually be lived in. Just beyond, a large family room offers a second gas fireplace and a view out over the backyard, while a rear mud room leads to the deck — ready for barbecues and long summer evenings. Rounding out the main floor: a two-piece bath, laundry tucked behind a charming antique door, and a private office with its own separate entrance — ideal for working from home without the commute. Upstairs, three generously sized bedrooms with hardwood floors are served by two well-appointed baths — one with heated floors and a soaker tub for slow mornings, the other with a custom 42" x 70" walk-in shower.

Outside, mature trees and shrubs frame a beautifully landscaped yard anchored by a tranquil pond, while a two-car garage with its own attached deck and a versatile workshop add space for hobbies, storage, or projects of every kind. Move-in ready and full of character — this Waterford gem is ready for its next chapter.

Property details

Property type
Detached
Ownership
Freehold
Style
Craftsman
Age
100+ Years
Property taxes
$4,047
Heating
Fireplace-Gas, Forced Air, Natural Gas
Cooling
Central Air
Basement
Walk-Up Access, Partial, Unfinished
Fireplace
Family Room, Living Room
Parking
6 spaces, detached garage
Water
Municipal-Metered
Sewer
Sewer (Municipal)
Lot
0.32 acres
Zoning
R1-A
Time on market
72 days on market
MLS® number
40856856

Features

Inside

  • High Speed Internet
  • Central Vacuum
  • Ceiling Fan(s)

Outside

  • Landscaped
  • Lawn Sprinkler System
  • Vinyl Siding
  • Asphalt Shing roof

The lot

  • Urban
  • Dog Park
  • Near Golf Course
  • Library
  • Park
  • Place of Worship
  • Rec./Community Centre
  • Schools
  • Trails

Included with the home: Built-in Microwave,Central Vac,Dishwasher,Garage Door Opener,Refrigerator,Window Coverings

Rooms

Measurements are deemed reliable but not guaranteed.

FoyerMain8' 10" × 12' 5"Fireplace
Living RoomMain12' 1" × 16' 10"Fireplace
Dining RoomMain12' 1" × 8' 9"2pc bath / Laundry room has a massive antique door.
OtherMain8' 10" × 10' 2"Small room between dining room & kitchen
Eat-in KitchenMain31' 6" × 12' 6"
BathroomMain5' 4" × 6' 4"with laundry in room
OfficeMain8' 6" × 9' 7"
Family RoomMain20' 2" × 19' 5"Fireplace
OtherMain4' 10" × 7' 7"Small room off family room.
Mud RoomMain7' 2" × 9'Rear entrance from side deck.
Bedroom PrimarySecond11' 8" × 17' 3"
BathroomSecond5' 5" × 10' 2"3-Piece
BathroomSecond6' 2" × 10' 8"3-Piece
BedroomSecond10' 3" × 12' 3"
BedroomSecond15' 9" × 12' 9"
OtherBasement10' 5" × 11' 10"Currently used as a workout room.
StorageBasement10' 4" × 18' 9"Basement Storage Room

Location

Thinking about the area? Read our guide to living in Waterford.

Estimate your payment

20% down. The minimum on this price is $59,900.

Your monthly payment

$3,759

Mortgage amount
$679,200
Interest over the amortization
$448,556

An estimate at a fixed rate compounded twice a year. Insurance applies under 20% down. Your lender sets the real numbers, and the team can introduce you to a mortgage professional.

Ontario land transfer tax

How the tax adds up

Ontario land transfer tax by bracket
$0 to $55,0000.5%$275.00
$55,000 to $250,0001.0%$1,950.00
$250,000 to $400,0001.5%$2,250.00
$400,000 to $849,0002.0%$8,980.00

Ontario land transfer tax

$13,455

Tax before any refund
$13,455.00
You pay on closing
$13,455.00

For a home with one or two single-family residences anywhere in Ontario outside Toronto. Your real estate lawyer confirms the amount and pays it on closing.

Listed by Daryl Rainey, Progressive Realty Group Inc..

Listing courtesy of the Cornerstone Association of REALTORS®. MLS® 40856856.

Listing content protected by copyright and licensed by Information Technology Systems Ontario. Information is deemed reliable but is not guaranteed accurate by ITSO. Measurements are deemed reliable but not guaranteed.

The information provided herein must only be used by consumers that have a bona fide interest in the purchase, sale or lease of real estate and may not be used for any commercial purpose or any other purpose.

The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by The Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The trademarks MLS®, Multiple Listing Service® and the associated logos are owned by CREA and identify the quality of services provided by real estate professionals who are members of CREA.

The Brolly Group is a team of REALTORS® with RE/MAX Twin City Realty Inc., Brokerage. Each office independently owned and operated.

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